Saturday, March 24, 2012

Winston Rowe & Associates Commercial Real Estate Investment ...

Winston Rowe & Associatesa national no upfront fee commercial real estate finance firm is finding the commercial property sector looking stronger with analysts and is predicting the sector to make a recovery in a few markets throughout the year and expecting positive growth in rent and capital values in Southern California, North Dakota, Dallas Texas, Chicago, Washington DC, Seattle and Denver.

For more information about commercial real estate loans, you can contact Winston Rowe & Associates at 248-246-2243 or visit them online at http://www.winstonrowe.com

For investors considering buying commercial property as an investment, there are some things they need to know about investing in this sector.

Building Design

Unlike retail or residential property, commercial office space and industrial property respond more strongly to changes in building design. Compliance and standards can also add to the costs of maintenance of commercial property which can affect your balance sheet.

Location

Changes to the location can also greatly affect the value of your investment. The relocation of a prime industrial districts or retail closures could drastically change the capital value and potential rental return of your investment.

Liquidity

Commercial property has much less liquidity than other investments, including residential property. Commercial real estate is heavily reliant on investors, who make their decisions on the state of the market.

Risk

The risk involved in commercial real estate investment can vary. Investing directly means you are taking on all of the risk associated with the ownership of the property, and will be responsible for any maintenance costs and upgrades that need to be made. However, there are a number of financial incentives total ownership, including being able to claim depreciation against your income. Meanwhile, if your investment lies with a Real Estate Investment Trust, you will be sharing the risk with other investors.

Winston Rowe & Associates has an excellent knowledge based resource for valuation and market analysis located at:

http://www.winstonrowe.com/Free_Real_Estate_Resources.html

Winston Rowe & Associates has a core focus on building long-term relationships, delivering exceptional and individualized customer service, and positioning loan products that best achieve their client?s goals. Their preemptive problem-solving approach is perfect for clients with credit and time sensitive issues.

Winston Rowe & Associates
31408 Harper Ave
Suite 147
Saint Clair Shores MI 48082
248-246-2243

Winston Rowe & Associates has no upfront free commercial loans in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Source: http://www.realestateglobalnetwork.com/xn/detail/2211201%3ABlogPost%3A232516

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Friday, March 23, 2012

"Internet Advertising Options" Copyright @ Pradeep Aggarwal

Internet Advertising Options By Pradeep Aggarwal

Your online business will likely require more advertising than a contemporary business downtown, yet some new to the world of online business do not spend the time and money to advertise their business appropriately and are, in turn, loosing money. Your online business is crammed into the world wide web along with thousands of others selling the same product or service as yourself. Consider this scenario: In your hometown you want to open an art supply store. In that same town there are thousands of art supply stores. In order for your business to be successful, it will have to stand out in some way from the others. This is exactly what is happening when a business is opened online. There is so much competition, that you must take drastic measures to ensure that you are getting noticed. Advertising can be done in so many ways online. These are some of the most successful ways that you can promote your online business.

Advertising in e-zines is a popular way to promote your online business. Ezines are the magazines of the internet; they written on a particular subject and read by those interested in that subject. Therefore, ezine readers are already potential customers and advertising your site in ezines that are related to your business is almost guaranteed to help drive traffic to your site and increase sales for your product. You should be sure when advertising in ezines that you are not advertising along side competitors. Ask the ezine producer if there is a policy concerning posting competing ads. It is also a good idea to subscribe to the ezine before making a decision about whether or not to advertise in it. An ezine that runs fewer ads is a better choice than one that runs many ads. You can look at the online Directory of Ezines to find publications that are relevant to your company.

Pay-per-click programs are an excellent way to advertise your business without taking a risk that you have advertised in the wrong place. With pay-per-click, you can advertise you site and only pay for those who click the link and go to your site. Another popular pay-per program is the pay-per-lead program that allows you to only pay for leads. Usually this means that you pay for only those who download a trail, fill out a form or enter a sweepstakes; whatever you choose. Lastly you can display pay-per-click banner ads in which your company would be allowed to place a banner on their site and you will be charged for every click that your banner receives.

Opt-In email is a great way to advertise your business, however it is expensive and it can be misused very easily. Using opt-in emails, you would submit your sales copy to the company that will in turn email it to those on their mailing list. You should be very careful since some of the companies that advertise their mailing lists as opt-in email service is sometimes really SPAM. It is essential that you have a perfect and effective sales letter when using opt-in mailing lists. Without and effective sales copy your money and time have been wasted. Note from the author: ------------------------------------------------------- Stone Evans Will Personally Build A Money Making Website Just For You That's 100% Ready To Take Orders And Pull In Massive Residual Profits Today! Get All The Exciting Details And Signup Now At: http://www.Internet-successkey.com/pips.html


About the author: Not long ago,I didn't know ANYTHING about Internet Marketing... However, within just 2 weeks, I launched my own Website AND learned how to profit from an opt-in list, pull in sales with ezines, make money with Google Adwords, and setup my own BLOG!Here's how: www.PlugInProfitSite.com/main-11320

Note: You have full permission to reprint this Article within your website or Newsletter as long as you leave the Article fully intact and includ

Author: Pradeep Aggarwal

Source: http://angusli.com/688945-Internet-Advertising-Options-Copyright-Pradeep-Aggarwal.html

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Thursday, March 22, 2012

UNC's Marshall out of cast after wrist surgery

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Source: http://news.yahoo.com/uncs-marshall-cast-wrist-surgery-211746636--spt.html

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Monday, March 12, 2012

Land For Sale Overbrook KS $424000 ... - Real Estate Wonders

by admin on Monday, March 12th, 2012 | Comments Off

MLS# 127415 P# 800-530-5490 five_127415.ClickForListingInfo.com Welcome to one more Overbrook, KS residence for sale brought to you by MIKE FLORY of McGrew True Estate ? The Leader in Overbrook, KS Actual Estate Solutions. This video clip contains details on a single of our Overbrook, KS Households for sale. Listing Tackle 422 E 600 Rd Overbrook, KS 66524 House Variety: Rural Price: 424000 Agent Name: MIKE FLORY Agent Electronic mail: mikeflory@askmcgrew.com Agent Cellphone: 785 766 7711 Agency: McGrew True Estate Agency Cellphone: 800-530-5490 Company Site: www.askmcgrew.com Residence Information Creating Sq. Feet: Bedrooms: Bathrooms: Description: 160 acres with more mature farm residence and structures. House needs some TLC. Wonderful pasture. To watch the spot of this property in Overbrook, KS click on the hyperlink underneath. maps.google.com If you are hunting to buy a home in Overbrook, KS you can pay a visit to our site at five_127415.ClickForListingInfo.com to look at all outlined properties and real estate for sale in Overbrook, KS If you are considering about acquiring or marketing a property or house in Overbrook, KS give MIKE FLORY a call at 785 766 7711 for a free no obligation consultation. Our Actual Estate brokers provide years of expertise helping home buyers and sellers in Overbrook, KS and our marketplace region. Thank you for viewing our true estate listings and don?t forget you can research all outlined properties, home and genuine estate at our site 5_127415.ClickForListingInfo.com To look at more listings for MIKE FLORY remember to click listed here http ?
Video Score: / five

MLS# 127473 P# 800-530-5490 5_127473.ClickForListingInfo.com Welcome to one more Lawrence, KS house for sale brought to you by GAYLE ATKINS of McGrew Real Estate ? The Leader in Lawrence, KS Real Estate Providers. This video clip consists of info on one of our Lawrence, KS Properties for sale. Listing Address 1817 Castle Pine Ct Lawrence, KS 66047 Residence Kind: Town-Single Family Price tag: 525000 Agent Title: GAYLE ATKINS Agent Electronic mail: GayleAtkins@askmcgrew.com Agent Mobile phone: 785 979 1130 Agency: McGrew True Estate Agency Telephone: 800-530-5490 Agency Site: www.askmcgrew.com Residence Info Creating Square Toes: 3740 Bedrooms: 4 Bogs: three Yr Built: 2003 Home Dimension: .37 Acres Description: Measurements from plans. A fly fisherman & a master gardener live on this stocked pond. Open system w/fireplace room off kitchen, deck 22?13 & screened porch 22?13. Bar/cooking area on reduce stage with 60? Television & factors. Amazing view from each angle. Walkout ranch. To view the area of this house in Lawrence, KS click the hyperlink below. maps.google.com If you are seeking to acquire a property in Lawrence, KS you can check out our site at five_127473.ClickForListingInfo.com to see all listed properties and actual estate for sale in Lawrence, KS If you are thinking about purchasing or marketing a property or home in Lawrence, KS give GAYLE ATKINS a get in touch with at 785 979 1130 for a cost-free no obligation consultation. Our True Estate brokers supply many years of knowledge supporting home purchasers and sellers in Lawrence, KS and ?

Source: http://realestatewonders.info/kansas/land-for-sale-overbrook-ks-424000-overbrook-ks/

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Sunday, March 11, 2012

What are the Best Personal Finance Software?

by kylelambert on March 11, 2012

People who start using personal finance software are often surprised at how easy to use it is, and how it helps them keep track of their household budget. You want a software that will do everything you need it to do so be on the lookout for this since some are definitely better than others. The availabilities are almost endless ranging from web based to more advanced packages that track your investment portfolios. In this article we?ll be taking a look at some personal finance software programs and ways to choose the best one for you.

You?ll soon notice that many of the personal finance software you?ll come across will offer you a free trial period. This is one feature you?ll want to take advantage of especially if you are a first time user.

These trials often do not allow full access but they give you enough to give you what you need to know about the program before you buy. You?ll be able to find out, for example, how you like the basic set-up and if you find it easy to use. There?s no point in buying a program that you?re not sure about, so look for software that lets you try it out first.

If you want a program you can use anywhere you can get Internet access then you should look into Mvelopes Personal budgeting System. The focus of this software is budgeting and helping you reduce your expenses. Find where you can save money when Mvelopes analyzes your financial transactions. For those who need a software that focuses on your budget then you will want to look into this web based software. If you are looking for more in depth features you may need to look into Quicken or Microsoft Money.

MoneyStrands is a free online personal finance software that helps you keep track of your budget and gives you helpful money management tips. This program makes it effortless to track every one of your financial accounts, like checking, savings and credit cards to offer you an overall picture of your financial status. Additionally, it comes equipped with a free iPhone app which consents for you to access all of your data from your phone. As well as the financial tools, MoneyStrands is akin to a social network, as it gives you confidence to correspond with other members and exchange information and suggestions. Furthermore, the service offer hints to you according to your lifestyle and financial circumstances.

You now have many choices when it comes to personal finance software. For the most part, you don?t have to have advanced technical knowledge or be a professional investor to understand how these programs work. You?ll soon get into the habit of using such a program to understand your financial situation and make more informed decisions about your money.

Source: http://www.mysterypatterns.com/uncategorized/what-are-the-best-personal-finance-software

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Saturday, March 10, 2012

30 Second Smile ? Use This Advice To obtain Your Teeth Whiter ...

New Health And Fitness.Org - Health Information You Can Use

Having a healthy-looking, brilliant smile can take years off of one?s look. As a result of wear and tear, the aging process, and way of life options that we make can all take a toll on the color of our teeth. Numerous Americans have opted to choose among the numerous alternatives available for teeth whitening.

When using baking soda to clean your teeth, you?ll be able to also employ the use of hydrogen peroxide. The hydrogen peroxide bubbles with the baking soda and eats stuff off the surface of the teeth. Not only will this develop a whitening effect, but it also makes for an incredibly clean and wholesome mouth too.

If you would like to acquire whiter teeth, eat foods that happen to be filled with fiber. Although certain foods are a lot more most likely to stain your teeth, foods which might be high in fiber, including carrots, spinach, celery, and broccoli exfoliate your teeth before stain molecules can attach to your teeth and stain them.

Tend not to discount the fundamental teeth whitening power of baking soda. This item has been utilized by several folks for a lot of years as a simple cheap strategy to whiten teeth. It is important to mix the baking soda with salt to raise abrasion. Making use of this 2-3 occasions a week will swiftly show results. Usually brush usually soon after treating.

For the most successful at-home teeth whitening, call a couple of nearby dentists? offices and ask for the name brand in the whitening items they use in their office or what they send property with patients to use. Most usually, all of those products are readily out there on the net for a much less costly value than by way of your dental care provider.

Whether you choose to whiten your teeth in the comfort of your own household, or as you loosen up at the dentist?s office, you might no doubt be pleased using the results! A tremendous amount of what we appear like has to complete with our smile, so go treat your self!

Learn More Information on the subject of 30 Second Smile on the site of Dr. Mark Foster a Well known Authority on Different Personal Hygine and Dental CareIssues. You will find Facts on a plethora of issues related with Teeth Whitening Reviews on his web page

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Source: http://newhealthandfitness.org/2012/03/09/30-second-smile-use-this-advice-to-obtain-your-teeth-whiter/

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Friday, March 9, 2012

San Francisco's Mesothelioma Law Firm, Asbestos Legal Center ...

Michael J. Mandelbrot ? Asbestos Legal Center

The approval is a major milestone in the process that will allow patients suffering from asbestos-related diseases to finally receive compensation for their injuries

San Francisco, CA (PRWEB) February 29, 2012

San Francisco?s Mesothelioma Law Firm, Asbestos Legal Center, featuring nationally recognized asbestos lawyers and mesothelioma lawyers, announces its intention to begin filing bankruptcy claims on behalf of victims of mesothelioma, lung cancer and asbestosis, who were exposed to asbestos from W.R. Grace. The center will file as soon as the W.R. Grace Asbestos Bankruptcy Trust begins accepting claims, which is expected later this year.

After years of waiting, victims received promising news this week, when asbestos bankruptcy Judge Judith Fitzgerald of the U.S. Bankruptcy Court for the District of Delaware approved W.R. Grace?s reorganization plan.

?The approval is a major milestone in the process that will allow patients suffering from asbestos-related diseases to finally receive compensation for their injuries,? said Attorney Mike Mandelbrot of the Asbestos Legal Center. ?A confirmation order by the district court is expected to happen within the next few months. Thereafter, the trust is expected to begin accepting claims for compensation.?

For years, mesothelioma, lung cancer and asbestosis patients could not seek compensation from W.R. Grace, as all lawsuits and claims were suspended when the company sought bankruptcy protection in 2001. Since that time, the company has been putting together a reorganization plan, including finalizing a process to pay all asbestos personal injury claims.

Mr. Mandelbrot, whose firm has filed thousands of bankruptcy trust claims against numerous asbestos companies that have filed for bankruptcy, hailed the Bankruptcy Courts? action as a victory for those who have been denied compensation for so long. Many families have lost loved ones from mesothelioma caused by W.R. Grace and have been waiting for years for compensation for their loss. Others have lived years with chronic asbestosis, laboring to breathe and pay medical bills. Finally, these claimants will be able to receive some level of justice.

The Asbestos Legal Center has aggressively and compassionately represented victims and families affected by asbestos. The San Francisco asbestos and mesothelioma law firm provides individuals with information and resources to better understand their rights and seek the help that they need.

After years of waiting, victims received promising news this week, when asbestos bankruptcy Judge Judith Fitzgerald of the U.S. Bankruptcy Court for the District of Delaware approved W.R. Grace?s reorganization plan, (In re: W.R. Grace Co, U.S. District Court, District of Delaware, No. 11-00199 and W.R. Grace Co, U.S. Bankruptcy Court, District of Delaware, No. 01-01139).

The Asbestos Legal Center helps mesothelioma patients litigate and negotiate fair asbestos settlements, obtaining fair compensation for mesothelioma and its terrible symptoms. As a San Francisco mesothelioma law firm, it protects every human?s right to be in safe and healthy environments and strives to provide the resources and knowledge necessary to protect its clients and their loved ones through asbestos litigation and asbestos lawsuits.

Additionally, the Asbestos Legal Center is one of the few asbestos law firms in the country to donate hundreds of thousands of dollars to medical research investigating cutting-edge treatments of asbestos-caused diseases and mesothelioma symptoms.

For more information about any of Asbestos Legal Center?s services or a free consultation, call 1-800-970-3878 or view the law firm on the web at http://www.asbestoslegalcenter.org. The Asbestos Legal Center is located at 582 Market St., Suite 608, in San Francisco.

About Asbestos Legal Center

Located in the San Francisco Bay Area, the Asbestos Legal Center serves as a legal counsel and as an informational resource for those seeking answers regarding asbestos, asbestos-related diseases and legal advice.

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Article source: http://www.prweb.com/releases/asbestos-lawyers/san-francisco/prweb9220158.htm

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Source: http://mmhc.com/2012/03/08/san-franciscos-mesothelioma-law-firm-asbestos-legal-center-announces-eminent-formation-of-new-trust-offering-compensation-to-mesothelioma-victims-2/

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Monday, February 27, 2012

I Want a President Who Believes in the Constitution (ContributorNetwork)

[unable to retrieve full-text content]ContributorNetwork - COMMENTARY | I'm not looking for a president who plans to head this country using the Bible as his or her basis. Controversy has been raised over a recent statement from Republican candidate Rick Santorum regarding whether President Barack Obama has been following the Bible or "a different theology" during the presidency, as reported by Reuters. I am a Christian, but when it comes to politics and governing a nation, I want a president who will use the Constitution as their basis of beliefs.

Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/ac/20120227/pl_ac/10988516_i_want_a_president_who_believes_in_the_constitution

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Companion Care: Body and Mind | New Health and Fitness

New Health And Fitness.Org - Health Information You Can Use

Companion care is not your typical form of patient care. It involves not only physical and medical care, but also the emotional and psychological aspects. Health care without a healthy relationship is much less meaningful. Therefore, companion care combines these two philosophies into the complete package of care to all its customers.

Imagine an elderly person in a nursing home, alone and lonely. A lifetime of memories and personality has built up, but they have no use for them. Companion care seeks to remedy that by providing a trained professional to help keep them engaged in social activities. Companion care understands that friendly interaction can really improve your lifestyle.

Anyone can simply interact with your loved one, but companion care companies will take special care to find those that will be appropriate for their partners. Certain factors include age, hobbies, interests, experiences, and personality. Along with the important social interaction, the basic needs will be fulfilled, as well. Examples of these are getting dressed, eating, bathing, and taking medicine.

Don?t be shy about searching the web for companion care companies near you. You might be surprised at how many there are, even in small areas. Many will have connections to local hospitals and senior care centers, so check with them for any listings. No matter which one you find, they will have the same ideas surrounding their care. Again, they will provide social and emotional care along with their dedicated normal medical care.

The daily activities will be covered by your companion, as well. Ranging from eating, cleaning, taking medicine, and checking temperature to arranging social interaction in many different settings: groups, pairs, and anything they can find. They treat your loved one with compassion and love, not just medicine and facts. Having a friend is important to everyone.

Companion care has use in many situations beyond elderly care, as well. Anyone in need can use companion care including children, expecting mothers, and anyone who needs assistance with daily activities. In every situation, the company you are hiring will select the right companion for your loved one. No one wants to be alone, no matter whom they are.

Once you enter into a companion care relationship, be aware that constant assessment is necessary to ensure proper care is occurring. Things can change, and so should the situation if the relationship isn?t working for the best.

Find out for yourself if companion care is right for you. There are plenty of sources for you to look through if you do a little searching. Other people will tell you good and bad things about their experiences with companion care companies. Good luck finding the right match for your loved one.

I?m a healthcare professional specializing in senior home care. Visit http://www.brightstarcare.com/oak-brook-brightstar to learn more.

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Source: http://newhealthandfitness.org/2012/02/26/companion-care-body-and-mind/

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Sunday, February 26, 2012

Contraceptives Work Well in Obese Women, But Hormone Levels Lower (HealthDay)

[unable to retrieve full-text content]HealthDay - THURSDAY, Feb. 23 (HealthDay News) -- Hormonal contraceptives
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Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/hsn/20120225/hl_hsn/contraceptivesworkwellinobesewomenbuthormonelevelslower

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Get a professional in Wedding Photography Nottinghamshire ...

Arranging a wedding event can be very, very strenuous. Just as you think you?ve sorted out everything, you realize something that?s been forgotten. Even when you?re certain that every single possible factor has been managed and carefully dealt with, it really is not easy to have a rest. One thing that might help, is the knowledge your photography is fully sorted out. Wedding Photography is such a critical aspect of the day. After the whole thing is finished, when you?re back from your honey-moon, the photographs you?re left with are really the only thing to help remind you of the big day. The very last thing you?ll need is to be anxious that something is going to go wrong with your wedding photographer. Hiring a professional Nottinghamshire Wedding Photographer means that you know you don?t need to think about that one element anymore. You know that you are dealing with a seasoned competent individual. It can be crossed off the list and forgotten about, while you deal with other things.

There is such a massive variety of local Wedding Photographers in Nottinghamshire, can you be sure which of them are trusted and professional? How can you be sure who?ll be relaxed and confident on the big day, and who?ll show up stressed and flustered because of lack of skill. Well, it is tough to tell for all those outside of the wedding trade, nevertheless there are a few points you can watch out for to give you a sign of who is to be trusted and who?s not. Firstly every respected photographer will be very happy to present you with a selection of their prior work. A good wedding photographer will likely be enthusiastic for you to assess his talents. If they?re not forthcoming with examples I?d personally be wary. Make an attempt to read through reviews on the internet where it is available, and find out exactly what others have said in regards to the standard of that photographers work. Similarly, if possible talk one-on-one to past clients and find out what they?ve got to say about their experiences with that photographer. If your wedding photographer has nothing to cover up he?ll most likely even offer to put you in touch with a number of them. Nothing beats an evalutaion from a real person, so this a wise decision if you can make it happen.

By and large the level of Wedding Photography Nottinghamshire is incredibly high. There are plenty of highly skilled photographers in the county, so you?re spoilt for choice! I invariably urge partners to meet up with their wedding photographer in advance. Photography isn?t cheap, so any decent wedding photographer will be prepared to meet the groom and bride prior to the day. Most also like to carry out a prewedding session. It may help them to be comfortable with them before the special day, so you don?t feel too crowded with this person you don?t really know following you around on what should really be a really private day. Additionally, it enables the photographer to determine exactly what photography you require. Some like the standard posed shots and some favor a newer reportage, photojournalistic approach. Whatever you want be sure you?ve made it clear to the photographer prior to the big day. The wedding day is too late for the photographer to be advised what type of techniques you favor!

Source: http://www.friendidea.com/uncategorized/get-a-professional-in-wedding-photography-nottinghamshire/

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Saturday, February 25, 2012

User:BomarHopson22 - Ontology Prototype

From Ontology Prototype

Domestic violence against men - the upsettingfact.

Domestic violence against men is not always straightforward to detect, but it is usually a serious threat to the abused person. How do you identify if either you or someone you know is being abused in such as way as to be viewed as a victim of "domestic violence?" And where can you or they go to get help confidentially?

Beleive it or not, the fact is that women are not the only victims of domestic violence.

What are the warning signs of domestic violence against men?

Domestic violence is also referred to as domestic maltreatment, hitting or other spouse or partner violence. It occurs frequently between people living in an close relationship. Domestic violence against men will take on many various forms, such as psychological, emotional, physical, sexual abuse and invariably the threats of mistreatment. Domestic violence occurs without respect to sexual orientation. In fact, it happens in both in heterosexual and homosexual relationships.

Domestic violence against men is often hard to detect. But all too often here is what happens: soon in the new and usually intimate relationship, one person seems very attentive, surprisingly generous and quite way too protective. Soon and in hindsight s/he turns out to be terribly controlling and quite often menacing. In the beginning with that person, the abuse seems as isolated occurrences. And that's when the cycle of apologies and promises to not to do that abusive thing to you ever again.

In some domestic relationships, domestic violence against a man might consist of both persons or partners play-slapping and/or pushing each other around when one or the other gets irritated. Typically neither person sees himself or herself as being mistreated or controlled. Regardless, the adverse affects of those types of subtle violence, however, it will ruin a relationship and leaving both persons with deep, long-lasting emotional scarring and physical damage.

Domestic violence against men happens both in private and even in public. Here are 17+ warning signs that you may very well be the victim of domestic violence:

1. Constant, belittling name calling 2. Repeatedly saying hurtful insults or personal put downs 3. Physically forbids you from going out to work or school 4. Slowly and eventually stops or cuts you off from seeing and talking to family, good friends, neighbors and especially strangers 5. Tries to control how you spend your personal savings 6. Tries to keep control of where you go and even what clothes you wear 7. Is or acts jealous and angrily so 8. Is overly possessive 9. Frequently accuses you of cheating 10. Becomes an angry, beligerent drunk or gets crazy when high on drugs 11. Has a handgun or other dangerous weapons and uses them to threaten you with violence 12. Has a history of and may still abuse pets or small animals 13. Has hurt you and/or your children or elderly parent(s) 14. Has hit, punched, kicked, choked or otherwise attacked you while you were sleeping, intoxicated or unable to defend yourself 15. Has raped or forced you to have sex or engage in sex acts against your will (Never takes NO as a NO.) 16. Argues that you are the cause for his or her violent actions or says you that you therefore well deserved the abuse 17. Outwardly to you and especially to other people characterizes the violence as a joke or just consensual rough sex that it all is no big deal.

In short, if either you or someone you know has experienced any of the above signs of domestic abuse, or been the victim of domestic violence, then please stop right now and call your local police department and report them. There are laws prohibiting physical voilence and state and local resources to help and protect male and female victims of domestic violence.

Source: http://vmlinux.sdsc.edu/mediawiki/index.php/User%3ABomarHopson22

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Thursday, February 23, 2012

"Friends of Syria" to demand ceasefire, aid access (Reuters)

[unable to retrieve full-text content]Reuters - Western and Arab nations will demand that Syrian forces implement an immediate ceasefire to allow relief supplies to reach desperate civilians in bombarded cities such as Homs when they meet in Tunis on Friday.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/nm/20120223/wl_nm/us_syria

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Commercial Debt Assist ? Less complicated Compared to Almost all ...

Almost every business area in the united states has got perished in the modern regulation that?s the main nowadays in this American age group. The recent drop in the rates connected with commercial obstructs, in addition to the soaring rate connected with redundancy is usually pressuring individuals in the real estate investment business area who will be fighting to spend his or her loans. However, The presidents?s unique Commercial debt support plan is hauling aspire to the following essential business market place.

Unemployment has got grown to your levels that may be terrifying the conventional of just living of an large proportion of yank people. Appropriately, lots more people didn?t manage to pay the cost of rent and so, preferred to maneuver with others to reduce his or her let regular compensates. That clarifies the soaking of your occupancy premiums of many residence obstructs over The us. It is a basic formula; in case occupancy is usually very low, the business user?s profits will even reduce. Must be truth, about above 25% connected with commercial prevent home finance loan holders and cases are having difficulties meeting his or her Commercial debt monthly obligations and are seeking improvements with regards to commercial home mortgages.

The presidents?s brand new debt change method can be a rescue insurance policy for commercial home finance loan holders and cases who will be a pace from the foreclosed. The modern introduction key elements made virtually every commercial home finance loan case entitled to debt support. As well, several individuals are also entitled to acquiring federal financial products to assist them log off the soil. This qualification for commercial personal loan there?s help identified through the help of the next:

- This occupancy rate of your property which would end up being formulated directly into a quote of your regular earnings of the business.

- Creditability of your home finance loan case.

- The net worth for you to home finance loan rate.

- History of the debtor as to punctuality inside providing monthly obligations.

Membership and enrollment for commercial loan modification applications can be screened through the internet. In seconds, many on-line services will assist you to see whether you will be to become authorized for commercial department support applications.

Finding the appropriate lawyer is often the key factor in ending upwards some sort of commercial loan modification bargain. Ones legal professional will need to offer a borrowing arrangement change estimate to your loan merchants. This estimate ought to be formulated simply by a highly trained skilled and may incorporate advantages of ones questioned change. Personal problem along with dropped occupancy premiums should be extensively demonstrated while using the appropriate docs along with lawful paperwork.

Obama is expected for you to processor in more as compared with 5 billion dollars money over the following 10 years to avoid wasting the real estate market place. Commercial debt there?s help some sort of federal rescue insurance policy for the clearly strike real estate investment business market place.

Source: http://www.revistaalas.com/commercial-debt-assist-less-complicated-compared-to-almost-all/

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Wednesday, February 22, 2012

Fightin' Cock Flyer: Press Release: KS House Bill 2260 Clears ...

[Excerpt] " ... At a legislative forum in Hutchinson on Saturday, Pauls launched a vicious attack on Kansas? LGBT community. Saying local laws shouldn?t protect ?gays and crossdressers,? she declared her support for HB2260, the pending bill that will nullify all local laws banning discrimination against LGBT Kansans.

Check out her rambling, anti-LGBT remarks here: http://youtu.be/njB0QFSbaXg

This isn?t the first time Jan Pauls has attacked the LGBT community. In her 20 years as a state representative, Pauls has targeted our community with a series of bigoted legislative attacks:

--- In 1996, she drafted and backed the Kansas ?Defense of Marriage Act,? which banned recognition of same-sex marriages performed in other states;

--- In 2005, she drafted and backed the constitutional amendment permanently banning marriage equality in the state of Kansas;

--- Last year, she blocked the repeal of the unconstitutional law criminalizing gay and lesbian relationships;

--- In every legislative session since 2007, Jan Pauls has opposed our efforts to add LGBT discrimination protections to Kansas law. She testifies against us in every hearing, and has often referred to LGBT Kansans in very insulting and demeaning terms.

--- Year after year, she has allied herself with the most anti-LGBT extremists in the Kansas legislature, and has used that alliance to make sure we are denied the same rights everyone else enjoys.

It?s time for Jan Pauls to be held accountable for her out-of-touch views. It?s time for Jan Pauls to be removed from any position of authority, and voted out of office. ... " Read more at Kansas Equality Coalition.

Source: http://fightincockflyer.blogspot.com/2012/02/press-release-ks-house-bill-2260-clears.html

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Tuesday, February 21, 2012

When 14 Billion Years Just Isn't Enough Time (preview)

Feature Articles | Space Cover Image: March 2012 Scientific American MagazineSee Inside

Some say its glory days are long gone, but the universe has life in it yet. Brand-new types of celestial phenomena will unfold over the coming billions and trillions of years


Image: Illustration by Kenn Brown, Mondolithic Studios

In Brief

  • Although the grand era of galaxy and star formation is over, the universe remains a vigorous place. In the future stars will gradually shift their appearance as their composition changes. Star and planet systems will fall apart, and celestial objects that now are rare will become common, such as dense balls of helium. In some ways, the universe in the future may be more hospitable to life than it is today.
  • Considering the far future of the cosmos is more than inherently interesting. The far distant future provides astrophysicists with an intellectual sandbox, a way for them to grasp the implications of their theories and observations.

Time?s seemingly inexorable march has always provoked interest in, and speculation about, the far future of the cosmos. The usual picture is grim. Five billion years from now the sun will puff itself into a red giant star and swallow the inner solar system before slowly fading to black. But this temporal frame captures only a tiny portion?in fact, an infinitesimal one?of the entire future. As astronomers look ahead, say, ?five hundred and seventy-six thousand million years,? as humorist Douglas Adams did in The Restaurant at the End of the Universe, they meet a cosmos replete with myriad slow fades to oblivion. By then the accelerating expansion of space will have already carried everything outside our galaxy beyond our view, leaving the night sky ever emptier. Lord Byron captured the prospect of such a celestial wasteland in his 1816 poem ?Darkness?: ?The bright sun was extinguish?d, and the stars/Did wander darkling in the eternal space.?


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Source: http://rss.sciam.com/click.phdo?i=f8ea9ee69f47b7a90d56a372a28a8a26

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Sunday, February 19, 2012

Climate change killing mighty Alaska trees

U.S. Forest Service researchers have confirmed what has long been suspected about a valuable tree in Alaska's Panhandle: climate warming is killing off yellow cedar.

The mighty trees can live more than 1,000 years, resisting bugs and rot and even defending themselves against injury, but their shallow roots are vulnerable to freezing if soil is not insulated by snow. And for more than a century, with less snow on the ground, frozen roots have killed yellow cedar on nearly a half-million acres in southeast Alaska, plus another 123,000 acres in adjacent British Columbia.

The detective work on the tree deaths will help forest managers decide where yellow cedar is likely to thrive in the future. But the yellow cedar experience also underscores the increasing importance that climate change will play in managing forests, said Paul Schaberg, a USFS plant pathologist from Burlington, Vt., one of five authors of a paper on the tree that appeared this month in the journal Bioscience.

"As time goes on and climates change even more, other species, other locations, are likely to experience similar kinds of progressions, so you might do well to understand this one so you can address those future things," Schaberg said.

Yellow cedar and western red cedar are not the most common trees found in Alaska's coastal rainforest, but they were high-value commodities long before loggers arrived.

Tlingit, Haida and Tsimshian people used the rot-resistant wood for canoe paddles and totem poles. They could remove a lengthwise strip of bark from a living tree to use for weaving baskets and hats, and as backing in blankets. The remarkable tree could compartmentalize the injury and continue growing.

Yellow cedar is still valued for boat-building, but the bulk of the Alaska commercial harvest is sold in Asian markets, said Paul Hennon, a USFS forest pathologist from Juneau and one of the lead authors of the research paper. In Japan, it's valued for its age, tight grain and light color, Hennon said.

The slow-growing yellow cedar has trouble competing with western hemlock or Sitka spruce on well-drained, nutrient-rich soils. However, it was found a niche in soils with poor or moderate drainage ? as long as its shallow, fine roots were covered by snow.

Those roots turned into an Achilles heel as snow patterns changed. Elevated mortality began around 1880-1890 and peaked in the 1970s and 1980s, according to the USFS study.

The yellow cedar's durability allowed dead trees to stand 100 years after they died but the cause of death was perplexing for years. Tree pathologists eliminated organisms or fungi as the primary cause and turned to physical factors such as hydrology and soil temperature, eventually linking yellow cedar decline to snow accumulation and duplicating results with seedlings.

"It's ironic that a species might be dying due to freeze-induced mortality when the climate signal is warming," Schaberg said. "So the world is getting warmer and these things are freezing? What's up with that?"

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The conclusions have important implications for forest managers. They can predict where yellow cedar will thrive and the areas with poor drainage where yellow cedar has little chance to survive as snow patterns shift.

"That may seem counterintuitive to some folks, but one response is, you see a tree dying, you say, 'Oh, let's plant more,' without necessarily analyzing, well, why is it dying?" Schaberg said. "And if it really is a site that won't sustain the species, does it make any sense to put it there anymore?"

On the other hand, planting yellow cedar in areas that have good drainage, which would allow for deeper root growth, also would make sense. That would take some traditional forest management by eliminating competitors until yellow cedar had established itself.

"We can plant the tree on those sites, and also thin for it," Hennon said. "This is a place where active management can give yellow cedar a little bit of competitive edge, and then it does very well there."

Researchers also know that yellow cedar may thrive in areas where it has not yet migrated, leading to the possibility of "assisted migration."

"That gets some people pretty nervous, the idea of planting a species outside its range," Hennon said, because the tree could be considered an invasive species. The Forest Service conducted a trial planting near Yakutat, a coastal community northwest of Juneau, and saw a first-year survival rate of more than 90 percent. Since yellow cedar has already been found farther to the northwest in Prince William Sound, he doesn't consider the trial planting to be assisted migration.

In any case, climate change is likely to be more of a consideration for forest managers.

"I'm looking out my window and we have a dusting of snow at best," Schaberg said from his Vermont office. "And the soils are frozen all over the place, which is not the norm at all. So even just this one component of changing climate ? reduced snow packs, its influence on soils and the things that are living in soils, like roots ? that is not limited to the yellow cedar story and Alaska. That's pertinent to many locations."

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46439567/ns/us_news-environment/

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Tax relief, housing bonus for older S'poreans ? Lushhomemedia

Older taxpayers will soon get more income tax relief.

Announcing this on Friday in Parliament during the Budget speech, Deputy Prime Minister and Minister for Finance Tharman Shanmugaratnam said the government will double the earned income relief for those aged 55 and above.

Mr Tharman explained this is so that older workers can retain more of their income from work.

Those aged 55 to 59 years old will now enjoy S$6,000 in earned income relief per annum, while those aged 60 and above will enjoy S$8,000.

119,000 older Singaporeans will benefit from this change.

The increased relief will cost the government S$30 million per annum, and will be effective from year of assessment 2013.

The government will also introduce a new Silver Housing Bonus to incentivise elderly Singaporeans to unlock the value of their HDB flats.

This is in the form of a subsidy, part of which will be given as cash.

Mr Tharman noted the current generation of older Singaporeans tend to have limited cash savings and smaller amounts in their Central Provident Fund (CPF) accounts, as wages were much lower in the past.

But these elderly hold substantial wealth in the value of their homes, which can be unlocked.

The scheme is aimed at those aged 55 and above, who wish to sell their flat and move to a three-room or smaller unit.

Net sales proceeds will have to be pumped back into their CPF accounts, which will be matched dollar-for-dollar by the government, up to S$20,000.

Of this, S$15,000 is in cash while the remaining S$5,000 goes into their CPF.

To give an example, suppose there is a retiree couple who each has S$10,000 set aside in their CPF Retirement Accounts.

They sell their three-room flat and move to a studio apartment, earning net proceeds of S$250,000.

This means they now have S$270,000 in their CPF.

Under the scheme, any amount in excess of the CPF Minimum Sum may be retained as cash.

After fulfilling the required minimum sum of S$131,000 for each person, the couple is left with S$8,000 in cash.

Together with the S$15,000 cash in Silver Housing Bonus, they get S$23,000 in total.

The remaining amount in their CPF accounts will be used to purchase a CPF Life annuity plan, which provides a lifelong monthly payout of S$1,200.

Seniors who move from a four-room or five-room unit will get more cash in hand, as sales proceeds are higher.

The government is also enhancing the Lease Buyback Scheme.

Under it, low-income elderly citizens sell part of their HDB lease to the government.

The proceeds go to the sellers? CPF accounts, and is used to buy a CPF Life annuity plan.

In addition, they get a S$10,000 subsidy, of which half is given as cash.

To make the scheme more attractive, the government will be doubling the subsidy per household to S$20,000.

The cash component will be raised to S$15,000.

Similar to the Silver Housing Bonus, the couple may now withdraw any excess amounts after fulfilling the CPF minimum sum, leaving the remainder to purchase the annuity plan.

Meanwhile, Singaporeans Channel NewsAsia spoke to said they have mixed feelings about the government?s Silver Housing bonus of S$20,000.

They said that while the intention is well-meaning, some would think twice about downgrading.

One Singaporean said: ?You have to consider, maybe you are single by yourself at that age, or you are actually with children or with your spouse, you need to look at the overall Budget because some people are pretty comfortable and they don?t want to downsize, whereas some people might need to downsize to get more cash for spending.?

Another noted: ?Presently, I am staying in a four-room flat?when I bought it, that time it was very cheap, about S$70,000. So, I was thinking of downgrading either to a one-room or three-room or studio, I am not sure. I stay in a good place at Toa Payoh?ask me to move out??

A third commented: ?If you sell your property in the open market, surely you will make a lot of money when you downgrade from five to four-room, to three-room?So if the government decides to give S$15,000 cash to the homeowner, if they decide to downgrade, that will be?better right? I mean besides getting profit from the house, we even get some cash from the government, I think that is a good thing.?

Source : Channel NewsAsia ? 17 Feb 2012

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Source: http://lushhomemedia.com/2012/02/17/tax-relief-housing-bonus-for-older-sporeans/

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Saturday, February 18, 2012

Choose Travel Agents in India | Business Travel Tours

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Source: http://www.businesstraveltours.com/choose-travel-agents-in-india.html

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Purchasing Locally: An Proven fact that Is just smart | 55LD650

When you would spend your costly dollars merely where does the cost go? Is that funneled around your local or would it god to reinforce the financial state of certain distant corporate and business town perhaps a large number miles out of your home? In 2012, this is often a fundamentally crucial question for you to ask. Today, online savings shopping has got replaced the desire to search for super deals in local stores. Let myself just list a number of the problems when i see these folks.. In yesterday when technology wasnt so elaborate, consumers who definitely are avid shoppers would have to make trips towards the physical shops several intense shopping true energy cooktop take several hours, if not everyday. Like a great number of things some people only set things available at ahead of the period begins or right after it is primarily over. Larger departmental stores were meant to accommodate the actual shopping craze of serious shoppers till smarter merchants came on which includes a more brilliant methods to shop; using brochures.

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?The reason we ought not to choose upholster bags is the fact that fabric is simply too expensive make use of in that purpose,? noted sensitive consultant Victoria Acosta. Not everyone mindful any pre items launch low priced or cut price sales unless she or he is sent the invitation for this event. The greatest deals on top notch products in addition to designs are available during these kinds of sales that are on present for minimal periods.

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Source: http://www.55ld650review.net/purchasing-locally-an-proven-fact-that-is-just-smart/

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